Looking for the ultimate personal finance software? Our Quicken review has got you covered, comparing Quicken Starter vs Deluxe vs Premier vs Home & Business, and their features, benefits, and limitations. Whether you're a budgeting enthusiast or a business owner, you’ll discover the perfect Quicken version to streamline your financial management.
Get ready for an in-depth analysis of Quicken's offerings and make an informed choice for your financial success. Quicken Starter vs Deluxe vs Premier vs Home & Business—which one will be best for you? Let's find out!
Quicken review 2024: Is Quicken any good?
Manual financial paperwork can easily stress you out, this is where Quicken comes in. Quicken's ability to manage your finances with state-of-the-art reporting functionalities makes it a must-have financial management tool. In this Quicken review, we’ll cover everything you need to know about Quicken personal finance software.
Being one of the best personal finance software options, it offers various features that cater to different financial needs. Whether you're looking to track your expenses, create budgets, monitor investments, or manage rental properties, Quicken has you covered.
Quicken pricing plans
First of all, how much does Quicken cost? This table shows the cost of the different plans available (asides Simplifi which has been covered in our detailed Simplifi review.)
Quicken plans | Monthly price | Annual price | Check current price |
Quicken Deluxe | $2.99 | $35.88 | |
Quicken Premier | $4.19 | $50.28 | |
Quicken Home & Business | $5.99 | $71.88 |
Where to buy Quicken at the best price
Let’s take a look at where to buy Quicken & get the cheapest deal on prices right now:
Outlet | Price | Check current price |
Walmart | $4.50 | |
Amazon | Varies | |
Bestbuy | $41.88 |
How much does Quicken cost for nonprofits?
If you're a nonprofit organization looking to manage your finances with Quicken, you may wonder, "How much is Quicken?"
Quicken offers various plans ranging from $4.99 to $9.99 per month (billed annually, with a promotional discount for the first year). The most relevant plan for nonprofits is the $5.99 Quicken Home and Business plan (generally priced at $9.99).
Are there any Quicken coupon codes or promo discount vouchers?
Everyone likes to get a deal here and there. After all, you should get a chance to save money on the software. Of course! And we have great news for you! We’ve combed the internet for you to find Quicken coupon codes that give you the best deals.
Below is the list of coupon and promo codes we have available to help you save money on your next Quicken subscription:
50% off your purchase - Promo code: 6412
20% Savings on all your orders - Promo code: PAPCLIENT20
50 % Savings on all purchases - Promo code: 6295262157
Save 10% Off specified Products - Promo code: 10OFF
$200 Off - Promo code: avs4you
Is there a free version of Quicken?
Sadly, no. Like so many other software packages and apps, Quicken is now only available as a yearly subscription. Gone are the days when you could download a free version of Quicken and manage your personal finances without any cost.
While it might be disappointing to hear that there's no free version of Quicken, it's essential to understand the reasons behind this change.
As a leading personal finance management software, Quicken invests heavily in its development, updates, and customer support. In order to ensure that they continue to provide a robust and reliable product to their users, they need to offer a subscription-based model.
Quicken overview: what is Quicken & what is Quicken used for?
Quicken is a popular personal finance software that helps individuals and businesses effectively manage their finances. It offers a range of features, including budgeting, expense tracking, investment management, and rental property management.
Whether you're looking to stay on top of your personal finances or streamline your business accounting, Quicken provides the tools to help you achieve your financial goals.
Quicken Starter review
When it comes to personal finance management, Quicken has established itself as reliable and comprehensive software. In this Quicken Starter edition review, we'll explore this version's key features and benefits.
Quicken Starter features list
The main features of Quicken Starter are:
Get web, desktop (Windows and Mac), and mobile companion apps support
Connect your banking & credit card accounts in one place
Create a simple monthly budget & see where your money is going
Free Quicken phone and chat support
Ease of use
1. Quicken for iPad and iPhone
Quicken understands the importance of keeping up with your finances on the go. With the Quicken for iPad and iPhone app, you can easily manage your finances on your Apple device wherever you are.
The ios app provides a seamless experience, allowing you to track your spending, view balances, and monitor your budget from your mobile device. Quicken for iPad reviews rave about its user-friendly interface and convenient features.
2. Quicken Mobile App for Android
Quicken offers a mobile app that is tailored to meet your financial needs. The Quicken mobile app for Android provides a comprehensive platform for tracking your finances on the move. Our Quicken app review and Quicken mobile review cover all you need to know about this product.
3. Quicken on the Web
In addition to the mobile apps, Quicken Starter also gives you the flexibility to access your finances through Quicken on the web. This feature allows you to review your financial data and make updates from any computer (through the Windows version or the Mac version) with an internet connection.
The best part is that with a single subscription, you don’t have to worry about Quicken online cost. Our Quicken on the Web review highlights its convenience and accessibility.
4. Connect your banking & credit card accounts in one place
Instead of logging into multiple websites or apps to track your finances, Quicken allows you to consolidate all your accounts in a single dashboard.
This streamlines the process and provides a comprehensive overview of your financial situation, making it easier to stay on top of your expenses and savings.
5. Create a simple monthly budget & see where your money is going
The software provides intuitive budgeting tools to set financial goals and allocate funds accordingly.
You can track your spending, categorize transactions, and visualize where your money is going. This visibility empowers you to make more informed decisions and adjust your budget.
6. Free Quicken phone and chat support
If you ever have issues or have questions about the software's functionality, you can rely on their dedicated support team to assist you promptly. This ensures you have a smooth experience using Quicken Starter and can leverage its features to their fullest potential.
Quicken Deluxe review
If you're considering an upgrade from Quicken Starter to Quicken Deluxe, you'll be pleased to know that Deluxe offers several additional features that can enhance your personal finance management experience.
Let's explore these features in this Quicken deluxe edition review and see how they can benefit you.
Quicken Starter vs Deluxe: Additional Quicken Deluxe features
When comparing Quicken Deluxe vs Starter, it's essential to highlight the additional features that come with Quicken Deluxe.
These features provide users with enhanced capabilities and functionality, making the difference between Quicken Starter and Deluxe clear for individuals seeking more comprehensive financial management solutions. Here are some of them:
Access to all Quicken Starter features
Create a customized 12-month budget & ensure spending matches your goals
Project different scenarios for loans & investments; use built-in calculators to plan ahead
Connect banking, credit cards, loans, investments & property
1. Access to all Quicken Starter features
With Quicken Deluxe, you can still access all the features available in Quicken Starter. This means you can enjoy the convenience of multi-platform support, connect your banking and credit card accounts, and create a simple monthly budget to track your expenses. Upgrading to Deluxe doesn't mean sacrificing any core functionality you've come to rely on.
2. Create a customized 12-month budget & ensure spending matches your goals
While Quicken Starter provides basic budgeting tools, Deluxe takes it a step further by allowing you to tailor your budget to your specific financial and savings goals.
You can set targets for different spending categories and track your progress over time. This level of customization enables you to align your spending with your cash flow and long-term goals and make adjustments as needed.
3. Project different scenarios for loans & investments; use built-in calculators to plan ahead
You can project different scenarios on your loans and investments, such as the impact of interest rates or changes in market conditions.
The built-in calculators provided by Deluxe assist you in making informed decisions and evaluating potential outcomes. This feature empowers you to proactively and strategically manage your financial future.
4. Connect banking, credit cards, loans, investments & property
Quicken Deluxe expands its connectivity options by allowing you to connect banking, credit cards, loans, investments, and property. This comprehensive integration ensures you have a holistic view of your financial landscape.
You can track your net worth, and credit score, monitor investment performance, and stay on top of loan payments all within the Quicken platform.
Quicken Premier review
If you're considering upgrading from Quicken Deluxe to Quicken Premier, you'll gain access to additional features designed to elevate your personal finance management experience.
This Quicken premier edition review goes into these features and shows how they can further enhance your financial journey.
Quicken Deluxe vs Premier: Additional Quicken Premier features
When managing your finances effectively, you can find yourself comparing Quicken Premier vs Deluxe. But what is the difference between Quicken Deluxe and Premier? Let’s dive into it:
Access to all Quicken Deluxe features
Track & grow your investment portfolio with the most robust tools available
Maximize tax benefits & ease prep with built-in tax reports
Track & Pay Your Bills from Quicken
1. Access to all Quicken Deluxe features
Quicken Premier provides access to all the features available in Quicken Deluxe. This means you can still enjoy the benefits of creating customized budgets, projecting loan and investment scenarios, and connecting various financial accounts.
2. Track & grow your investment portfolio with the most robust tools available
When tracking and growing your investment portfolio, Quicken Premier offers the most robust set of investment tools available.
With Premier, you can track your investments in real-time, monitor performance, and analyze historical trends.
Stay informed with up-to-date market quotes and portfolio analysis tools that enable you to make informed investment decisions.
3. Maximize tax benefits & ease prep with built-in tax reports
Premier provides built-in tax reports with premium categorization that enables you to track your deductible expenses. These reports help you identify potential tax savings and ensure you have the necessary documentation for filing.
4. Track & Pay Your Bills from Quicken
Quicken Premier lets you track and pay your bills directly from the software. Say goodbye to manual bill payment and late payment fees.
Premier enables you to link your bills to your accounts and set reminders for due dates. You can even schedule payments within Quicken, making bill management effortless and ensuring you never miss a payment again.
Quicken Home & Business Review
For individuals seeking comprehensive financial management that encompasses both personal capital and business finances, Quicken Home & Business offers a robust set of features.
Let's see some of them in this Quicken Home & Business edition review.
Quicken Premier vs Home and Business: Additional Quicken Home & Business features
We are going to be comparing Quicken Home & Business vs Premier. The following features show the difference between Quicken Premier and home and business:
Access to all Quicken Premier features
Manage personal & business finances together & separately
Store business & rental property documents
Manage tenants, payments, expenses, lease terms rates, deposits, and more
1. Access to all Quicken Premier features
Quicken Home & Business provides access to all the features available in Quicken Premier. This means you can still leverage the advanced investment tracking tools, built-in tax reports, and convenient bill management capabilities Premier offers.
2. Manage personal & business finances together & separately
With Quicken Home & Business, you can manage personal and business finances together and individually. The ability to track income and expenses separately for each aspect of your financial life brings clarity and organization to your financial management process.
3. Store business & rental property documents
You can upload and securely store documents such as receipts, invoices, contracts, and lease agreements directly within the software. This centralized document storage ensures that all-important business and rental property paperwork is easily accessible and securely stored in one place.
4. Manage tenants, payments, expenses, lease terms rates, deposits, and more
Quicken Home & Business provides powerful tools to manage tenants, payments, expenses, lease terms, rates, deposits, etc.
Streamlining these processes within Quicken saves you time and effort, allowing you to focus on growing your business and maximizing profitability.
Quicken pros and cons
When managing your personal finances, Quicken offers a range of options to suit different needs.
Let’s explore Quicken’s Advantages and disadvantages to help you decide which version is right for you.
Quicken Advantages
Streamlined Financial Management: Quicken offers an all-in-one solution for managing your finances. Quicken ensures that everything is automatically updated by connecting your membership with various financial institutions, such as bank accounts, credit cards, and investments.
This streamlined approach allows you to stay on top of your finances effortlessly. No more manually inputting transactions or struggling to keep track of your expenses!
Real-Time Insight: With Quicken, you'll always know where every dollar goes and how much money you have left at the end of the month. The software provides real-time insights into your financial health, empowering you to make informed decisions about your budget and spending habits.
User-Friendly Interface: Quicken understands that not everyone is a financial expert. That's why they have designed their software with a user-friendly interface that is easy to navigate.
Whether you're a tech-savvy individual or someone new to budgeting, Quicken ensures a seamless user experience. Its intuitive layout and clear instructions make it accessible to anyone, regardless of their level of financial expertise.
Customizable for Your Needs: Quicken offers different versions to cater to a wide range of users. Additionally, Quicken provides mobile and web companion apps, allowing you to manage your finances on the go.
They even offer a specialized version called Quicken Home and Business for those who need advanced accounting features. Quicken's versatility ensures that it can adapt to your specific requirements.
Quicken Disadvantages
Learning Curve: While Quicken aims to be user-friendly, some users may still face a learning curve when getting started. The software has numerous features and functionalities, and understanding how to utilize them effectively may take some time and effort.
Cost: Quicken is not free software. While it offers various versions to suit different budgets, some users may find the annual fee to be a disadvantage. Investing in Quicken means allocating a portion of your financial resources towards software subscription or purchase fees.
Dependency on Connectivity: As Quicken relies on syncing with your financial institutions, a stable internet connection is necessary for real-time updates. In situations where connectivity is limited or disrupted, the software's functionality may be temporarily affected.
Compatibility Limitations: While Quicken caters to both Mac and Windows users, there may still be some compatibility limitations with specific operating systems or devices.
Quicken complaints & praise (Quicken reviews from real customers)
We didn’t just rely on our personal research alone, we checked for Quicken software reviews from all around the web. Here are some Quicken starter edition reviews from real users:
“I love how easy it is to use and manage my finances. I thought it was going to take time to figure out, But it is straightforward and simple to understand.” - Michael R.
“I have used Quicken for almost two decades, to keep our family's personal finances on track. It is excellent, dependable, easy to use even if you are not a tech-genius” - Anne F.
“What I dislike is there are times I have to refresh and reinput my entries.” - Michael R.
“Unfortunately, the software doesn't support Capital One products and I am unable to load my transactions, I have to key them in manually.” - Jena H.
Review of Quicken support
Quicken provides excellent customer support to assist users with any questions or issues they may encounter. With various support channels available, including phone support and chat, users can easily reach out for assistance.
The knowledgeable support team ensures a smooth experience and prompt resolution of any concerns, making Quicken a reliable choice for personalized assistance.
Is Quicken worth it? Key takeaways
After exploring the features, pros, and cons of Quicken's different versions, it's time to address the question: Is Quicken worth it? Here are the key takeaways to help you make an informed decision.
Quicken offers a comprehensive suite of tools for effective financial management. It covers a wide range of needs with features like budgeting, expense tracking, investment management, and rental property management.
The state-of-the-art reporting functionalities provide valuable insights for informed decision-making. However, the worth of Quicken depends on your specific financial situation and goals.
Consider the cost of the subscription model and evaluate if the features justify the recurring expense. If you're looking for alternatives to Quicken like Mint or QuickBooks by Intuit, you can explore our comprehensive Quicken alternatives page to discover other personal finance software options that may better align with your needs.
Our final Quicken rating
After our thorough research and review, our final Quicken rating is 7.5/10
Quicken FAQs
Which Quicken is best for me?
At this point, you might be thinking, "Which Quicken is right for me?" Choosing the right Quicken version depends on your specific needs and financial goals. If you're an individual or a family looking to manage personal finances, Quicken Deluxe or Premier would be a great fit.
For small business owners or self-employed individuals, Quicken Home & Business is the recommended option.
Is Quicken reliable?
Absolutely! Quicken has established itself as a reliable and trusted personal finance software for decades. It has a solid track record of delivering accurate and secure financial management tools to millions of users worldwide. If you don’t like the product, their 30-day money-back guarantee got you covered.
Do I have to buy Quicken every year?
No, you don't have to purchase Quicken every year. Quicken operates on a subscription model, which means you pay for an annual subscription to access the software and receive updates. However, you can choose not to renew your subscription if you're satisfied with the version you have.
Can I still use Quicken if I don't renew?
Yes, you can still use Quicken if you decide not to renew your subscription. However, it's important to note that without an active subscription, you won't receive software updates, security patches, or new features. Additionally, online services such as downloading transactions, investment quotes, and bill pay will be unavailable.
Does Quicken require Internet?
Quicken can be used both online and offline, but getting the best out of the software features requires an internet connection. While you can manage your finances offline, features such as downloading transactions from your bank, updating stock prices, and paying bills online necessitate an internet connection.
Can I share my Quicken subscription?
Quicken's subscription is intended for individual use and cannot be shared among multiple users. Each subscription is tied to a specific Quicken ID and is meant for personal financial management. If looking to use Quicken for a larger environment like business, each team member must have an individual subscription.
